Your Digital Mortgage Solution

Applying for a mortgage shouldn’t be complicated. At Sharp Loan, the home loan process has never been easier. We have streamlined and updated the entire mortgage process to bring you a better, faster, and technologically advanced way to finance your home. You could be closing escrow in as few as seven days*.

PURCHASE REFINANCE

OUR SERVICES

Purchase a Home

Buying a home involves a lot of moving parts and complex steps. Luckily, Sharp Loan will help you navigate through the process quickly and  smoothly.

WE PAY FOR ALL PURCHASE APPRAISALS UPFRONT
Typically, the buyer pays for a home appraisal. The house appraisal cost is often around $300 to $450 for a single-family home in 2020. Prices depend on the appraiser, the property location, and the complexity of the appraisal.
Check out current loan programs
It’s important to match your mortgage to your financial goals. After you provide some basic information, we’ll match you with a loan option and rate that meet your financial goals.

Refinance a Home

Are you looking to reduce your monthly mortgage payments, get a lower interest rate, convert your home equity into cash, or switch to a fixed-rate loan? Consider a refinance.

lower your payment
Lowering your monthly mortgage payment by refinancing to a lower rate or extending your loan term can make it easier to pay your mortgage on time every month while also possibly covering your other debts and expenses.
Take cash out of your home
Whether you want to pay down debt or renovate your bathroom, a cash-out refinance can be can give you the funds needed to accomplish your goals. If you’re not sure if a refinance is right for you, speak with one of loan experts today!

GET APPROVED IN MINUTES

YOU ARE JUST A CLICK AWAY! 

It’s really that simple. We’ve eliminated the paperwork to offer you a hassle free application process. A few questions and you receive an on-line decision within minutes. Don’t wait. Experience the power of an on-line approval. It’s just a few clicks away with Sharp Loan, making mortgage easy!

SCHEDULE A NO-CONTACT CONSULTATION 

Making Mortgage Easy. No Cost. No Commitment. No pressure. Just Help. A local loan expert will listen to your goals and provide ideas on affordable loan options for your scenario.

SUBSCRIBE TO OUR MAILING LIST 

Stay informed with the latest industry news, company happenings and mortgage tips. We promise never to send you a bunch of unwanted spam.

How Much Home Can You Afford

MORTGAGE CALCULATORS 

The following online calculators serve as helpful tools during the mortgage process. Use the refi calculator to see if refinancing your mortgage is right for you. Use the affordability calculator to find out how much home you can afford. Whatever your needs, we have a calculator for it!

THE PRE APPROVAL LETTER 

The home buyer’s secret weapon! This documented evidence shows both Realtors and sellers that you are serious in your pursuit of a property. A pre approval letter can make a big difference for homebuyers. We can provide you with one.

PUTTING THE PIECES TOGETHER 

Making mortgage easy with Sharp Loan. All the pieces of the mortgage process will all fall into place. We will handle all the complicated aspects of a mortgage so you can relax. All you need to worry about is paint and perennials.

Credit Repair

We understand that how to repair credit in every situation is different. That is why we believe in creating a customized Game Plan specifically with your credit goals in mind. Rest assured we employ the fastest, most effective approach to credit repair.

BOOK A CONSULTATION

WHAT PEOPLE ARE SAYING

Customer Service is AMAZING! Cesar made the loan process easy, expeditious and overall a pleasant experience. Sharp Loan helped me to refinance my condo when other companies would not. If you’re looking for a loan company with competitive low rates, hassle free loan process and great customer service, look no more. I highly recommend Sharp Loan.

MIRIAM C

I just closed my loan with Sharp Loan with help of Hector Carrillo and his staff. The team was highly professional, knowledgeable, and went above and beyond their duty to find the best options and solutions for me. I recommend Sharp Loan to everyone. If you go to their website and read the ‘About Sharp Loan’ page, they are delivering on every promise they have made to customers. This is very exceptional!
AIDA A

I was extremely happy with the service I received from Lauro at Sharp Loan. I highly recommend him if you’re in the market. I don’t claim to be the easiest of clients, but Lauro really made this process seamless for me, which is why I’ve used him multiple times and will continue to do so.
JESSIE L