MAKING MORTGAGE EASY

Making Mortgage Easy

Applying for a mortgage shouldn’t be complicated. At Sharp Loan, the home loan process has never been easier. We have streamlined and updated the entire mortgage process to bring you a better, faster, and technologically advanced way to finance your home. You could be closing escrow in as few as seven days*.

PURCHASE REFINANCE
OUR SERVICES

Purchase a Home 

Buying a home involves a lot of moving parts and complex steps. Luckily, Sharp Loan will help you navigate through the process quickly and  smoothly.

WE PAY FOR ALL PURCHASE APPRAISALS UPFRONT
Typically, the buyer pays for a home appraisal. The house appraisal cost is often around $300 to $450 for a single-family home in 2020. Prices depend on the appraiser, the property location, and the complexity of the appraisal.
Check out current loan programs
Typically, the buyer pays for a home appraisal. The house appraisal cost is often around $300 to $450 for a single-family home in 2020. Prices depend on the appraiser, the property location, and the complexity of the appraisal.

Refinance a Home 

Are you looking to reduce your monthly mortgage payments, get a lower interest rate, convert your home equity into cash, or switch to a fixed-rate loan? Consider a refinance.

lower your payment
Lowering your monthly mortgage payment by refinancing to a lower rate or extending your loan term can make it easier to pay your mortgage on time every month while also possibly covering your other debts and expenses.
Take cash out of your home

Whether you want to pay down debt or renovate your bathroom, a cash-out refinance can be can give you the funds needed to accomplish your goals. If you’re not sure if a refinance is right for you, speak with one of loan experts today!

GET APPROVED IN MINUTES

YOU ARE JUST A CLICK AWAY! 

It’s really that simple. We’ve eliminated the paperwork to offer you a hassle free application process. A few questions and you receive an on-line decision within minutes. Don’t wait. Experience the power of an on-line approval. It’s just a few clicks away with Sharp Loan, making mortgage easy!

SCHEDULE A NO-CONTACT CONSULTATION

Making Mortgage Easy. No Cost. No Commitment. No pressure. Just Help. A local loan expert will listen to your goals and provide ideas on affordable loan options for your scenario. 

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Stay informed with the latest industry news, company happenings and mortgage tips. We promise never to send you a bunch of unwanted spam.

 

How Much Home Can You Afford?

 

MORTGAGE CALCULATORS

The following online calculators serve as helpful tools during the mortgage process. Use the refi calculator to see if refinancing your mortgage is right for you. Use the affordability calculator to find out how much home you can afford. Whatever your needs, we have a calculator for it!

MAKING MORTGAGE EASYa
THE PRE APPROVAL LETTER

The home buyer’s secret weapon! This documented evidence shows both Realtors and sellers that you are serious in your pursuit of a property. A pre approval letter can make a big difference for homebuyers. We can provide you with one.

PUTTING THE PIECES TOGETHER

Making mortgage easy with Sharp Loan. All the pieces of the mortgage process will all fall into place. We will handle all the complicated aspects of a mortgage so you can relax. All you need to worry about is paint and perennials.

APPLY NOW!

BUY A HOMEREFINANCE

Credit Repair

We understand that how to repair credit in every situation is different. That is why we believe in creating a customized Game Plan specifically with your credit goals in mind. Rest assured we employ the fastest, most effective approach to credit repair.

BOOK A CONSULTATION

WHAT PEOPLE ARE SAYING

Customer Service is AMAZING! Cesar made the loan process easy, expeditious and overall a pleasant experience. Sharp Loan helped me to refinance my condo when other companies would not. If you’re looking for a loan company with competitive low rates, hassle free loan process and great customer service, look no more. I highly recommend Sharp Loan.

MIRIAM C

I just closed my loan with Sharp Loan with help of Hector Carrillo and his staff. The team was highly professional, knowledgeable, and went above and beyond their duty to find the best options and solutions for me. I recommend Sharp Loan to everyone. If you go to their website and read the ‘About Sharp Loan’ page, they are delivering on every promise they have made to customers. This is very exceptional!

AIDA A

I was extremely happy with the service I received from Lauro at Sharp Loan. I highly recommend him if you’re in the market. I don’t claim to be the easiest of clients, but Lauro really made this process seamless for me, which is why I’ve used him multiple times and will continue to do so.

JESSIE L

Meet Rey...

Meet Rey...

Hello! I’m Rey, Senior Loan Officer at Sharp Loan. I am ranked Top 10 in the State of California and ranked Top 100 in the nation!

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced Loan Officer he has the knowledge and expertise you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is his ultimate goal. Rey is committed to providing his customers with mortgage services that exceed their expectations. Please take the time browse our website to view different loan programs we have available, our decision-making tools based on your financial situations, mortgage calculators, and using our easy secure online application to get started!

After you’ve applied, Rey will contact you to discuss the details of your loan. You may also choose to set up an appointment with him by filling out our online forms. As always, you may contact us anytime by phone, fax or email for personalized services and expert advice. Just another way we are making mortgage easy.