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About Us

One thing about us here at Sharp Loan is we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We tailor each loan to each client and help you obtain the best loan possible. With a network of some of the industry’s most well-known lending institutions in the nation, we provide each and every client with the best possible mortgage solutions to meet their refinance and purchase needs.

Saving our clients both time and money, our team of mortgage professionals do all the difficult leg work, and provide the highest level of customer service around. Specializing in a wide array of mortgage loan options and products is not the only thing about us.  The Sharp Loan team upholds a major competitive advantage over other mortgage lenders. We consider our services to be a “truly personalized process for each client”.

From its inception, Sharp Loan has focused heavily on providing exceptional customer service, and in 2021, owner Rey Reyes headed “Project Paperless”, Sharp Loan’s very own initiative. Creating a completely paperless lending process in this ever growing digital age of technology which we all currently live in.

“We cannot simply talk about a better borrower experience, we must listen to our customer’s needs. The experience of mortgage finance should always exceed the client’s expectations”, says Rey Reyes.

An interesting fact about us is that our business grew more than 200% in 2021. The move to a paperless process has allowed our team to better execute transactions, communicate with clients, and utilize today’s technology. All of this helps to enrich efficiency throughout the company. Confident that the housing market will continue to thrive in 2021, we are eager and equipped to excel beyond every one of our goals this year.

We are proud to be one of the Nation’s Top-10 Mortgage Brokers. Additionally, we are the #1 Ranked Loan Originator in Orange, CA. We work with the top lenders in the country. This allows us to get you the best rates on all types of loan programs. This includes: FHA, Conventional, USDA, Jumbo, Home Equity Lines, VA and Commercial. No matter what your situation calls for, we’ll fit your needs!

The team at Sharp Loan is dedicated to assisting you with any questions about your loan and the mortgage approval process. Allow Sharp Loan to show you how simple securing a home loan can be. Our aim is to have a lasting impact on the individual lives of those underserved in our communities. We are proud of our accomplishments and continue to find new ways to be innovative in today’s market. Our leadership team strives by keeping our staff motivated, engaged, and consistently delivering our mission: Creating Financial Success For You!

Our Loan Officers

Rey Reyes

Rey Reyes

Sr. Loan Officer | NMLS# 883074

q open Being a successful loan officer requires thoughtful assessment and problem solving skillsq close
Manny Gonzalez Garcia

Manny Gonzalez Garcia

Loan Officer | NMLS# 1184162

q open Ensuring that you make the right choice for you and your family is my ultimate goal.q close
Maggie Moreno

Maggie Moreno

Loan Officer | NMLS# 1143229

q openHelping families from So. Cal and Mexico find their dream home makes this profession enjoyable!q close
Christian Garcia

Christian Garcia

Loan Officer | NMLS# 1739256

q open Building a connection is most important. It’s all about customer satisfaction and helping people.q close
Lauro Francisco

Lauro Francisco

Loan Officer | NMLS# 1819667

q openBeing sincere and transparent is crucial to successful client relationships. I deliver excellent service to every client, every time.q close
Hector Carrillo

Hector Carrillo

Loan Officer Assistant

q open I am always working out my service muscles. There is no exercise better for the heart than reaching down and lifting people up.
Cesar Mendoza

Cesar Mendoza

Loan Officer Assistant

q open There’s no better feeling than helping someone who previously couldn’t get approved…that and feeding my chickens!q close
Your Name Here

Your Name Here

Loan Officer | NMLS# _______

q open Committed to providing clients with mortgage services that go far above and way beyond their expectations.
No grey area here.q close 
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Call today to speak with one of our loan officers!