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About Us

Here at Sharp Loan we treat each customer as an individual; we don’t place them into a loan profile formula created by the banking industry. With a network of some of the industry’s best-known lending institutions, we tailor each loan individually for our clients and help them obtain the best loan possible. Our team of mortgage professionals do all the difficult legwork, providing the highest level of customer service around and saving our clients both time and money. This is why Sharp Loan holds a major competitive advantage over other mortgage lenders.

In 2021, Sharp Loan owner Rey Reyes headed a brand new initiative, “Project Paperless,” creating a new lending process built for the digital age. The move to a paperless process allows us to utilize technology to more efficiently execute transactions and communicate with clients. Consequently, our business grew more than 200% in 2021. We are confident that the housing market will continue to thrive this year, and are eager and well-equipped to exceed our goals.

“We cannot simply talk about a better borrower experience, we must listen to our customers’ needs. The experience of mortgage finance should always exceed the clients’ expectations,” says Rey Reyes.

We are proud to be one of the Nation’s Top-10 Mortgage Brokers. Additionally, we are the #1 Ranked Loan Originator in Orange, CA, working with the top lenders in the country. This allows us to find you the best rates on all types of loan programs, including FHA, Conventional, USDA, Jumbo, Home Equity Lines, VA and Commercial. No matter what your situation calls for, we’ll meet your needs!

The team at Sharp Loan is dedicated to assisting you with any questions about your loan and the mortgage approval process. Allow us to show you how simple securing a home loan can be. Our aim is to have a lasting impact on the lives of those underserved in our communities. We are proud of our accomplishments, and our leadership team strives for greatness by keeping our staff motivated, engaged, and consistently delivering our mission: Creating Financial Success For You!

Our Loan Officers

Rey Reyes

Rey Reyes

Sr. Loan Officer | NMLS# 883074

q open Being a successful loan officer requires thoughtful assessment and problem solving skillsq close

Manny Garcia

Manny Garcia

Loan Officer | NMLS# 1184162

q open Ensuring that you make the right choice for you and your family is my ultimate goal.q close

Maggie Moreno

Maggie Moreno

Loan Officer | NMLS# 1143229

q openHelping families from So. Cal and Mexico find their dream home makes this profession enjoyable!q close
Christian Garcia

Christian Garcia

Loan Officer | NMLS# 1739256

q open Building a connection is most important. It’s all about customer satisfaction and helping people.q close

Lauro Francisco

Lauro Francisco

Loan Officer | NMLS# 1819667

q openBeing sincere and transparent is crucial to successful client relationships. I deliver excellent service to every client, every time.q close

Hector Carrillo

Hector Carrillo

Loan Officer | NMLS# 687916

q open I am always working out my service muscles. There is no exercise better for the heart than reaching down and lifting people up.

Cesar Mendoza

Cesar Mendoza

Loan Officer Assistant

q open There’s no better feeling than helping someone who previously couldn’t get approved…that and feeding my chickens!q close

Your Name Here

Your Name Here

Loan Officer | NMLS# _______

q open Committed to providing clients with mortgage services that go far above and way beyond their expectations.
No grey area here.q close 

Rey and his team were flipping a home next to ours and we chatted a bit about my current homes worth and the value he was bringing to the neighborhood by refurbishing the home. We had just had 2 other homes flipped next to us and the value of our home had jumped significantly so we thought to refinance our home to pay off some bills. I reached out to Rey and his team on how to go about this and let me say, they made the process easy, fast and as smooth as possible. They exceeded my expectations and everything went even better than we expected. We went from FHA to Conventional so that saved us a ton on our monthly payment and got a lower interest rate than we had already and paid “ZERO” out of pocket to get this accomplished. Rey also assisted with getting my credit score up to par to lock in the lower interest rate as well, he really went above and beyond!! If you are looking to refinance your home reach out to Rey and his team can really make things happen for you without a doubt!

vonklebow

from Pomona, CA

OUR CREDENTIALS

Mortgage Refinance Companies in Orange
Best Mortgage Refinance Companies in Orange
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A Perfect Score on the Better Business Bureau
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Call today to speak with one of our loan officers!