Purchase A Home

Want to purchase a home? Here are the key steps before applying for a mortgage:

Whether you’re a first time homebuyer or looking to purchase your next home, Sharp Loan will help with your purchase application and work with you every step of the way. We will tailor the right home loan to meet your specific financial situation.


If you’re unhappy with a particular lender or don’t like the package it puts together, the broker has the freedom to look elsewhere. Lenders understand this, and they do what they can to keep the mortgage broker happy.


Mortgage brokers can put together a variety of loan packages because they have access to a wide range of lenders. A myriad of lenders operate on this basis, and brokers can choose whichever program fits your needs.


 A wholesale lender works only through brokers. As a result, consumers don’t have access to their special programs or rates. You need to work with a broker if you want access to wholesaler’s unique loans.

Avoid These Mistakes

Not Finding Out What You Can Afford

Get preapproved for a home loan before you seriously start shopping. Pre approval lets you know exactly how much money you can spend on a house.


Not Shopping Around

Remember: It pays to shop around. Use a mortgage broker, who can do the work for you and get quotes and compare loan terms from many different lenders.

Not Checking Credit Reports

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See What You Can Afford

If you’re not sure how much of your income should go toward housing, follow the tried-and-true 28/36 percent rule. Most financial advisers agree that people should spend no more than 28 percent of their gross income on housing (i.e. mortgage payment), and no more than 36 percent of their gross income on total debt, including mortgage payments, credit cards, student loans, medical bills and the like.

There is No Better Time Than Now To Buy a Home

Learn how To Apply For A Purchase Mortgage Get Approved Easy! Don’t wait! Rates are at record lows! Don’t miss out on this opportunity to take advantage of saving thousands to tens of thousands of dollars! Now is the time! Just fill out some basic info and we will take care of the rest!