We want to help you save money today. Refinance before rates get higher.


It’s easy, fast, and costs $0 to find out what your new payment could be and how much you’ll be saving each month. 

Calculate your new house payment below.

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Rey Reyes the lender

Our Credentials


A perfect score on the Better Business Bureau.


Check out our reviews on Zillow!


California Bureau of Real Estate License #01798535


Nationwide Multistate Licensing System NMLS#1387935

“Hardworking and very diligent on doing the work. They’ve made things so easy and we’re very clear with everything! I would recommend them to everyone. Will always be grateful for the help and assistance.” – Dec. 30, 2021

Alfredo Brito

Get In-touch With Us

Leave us your name, email, and a short message regarding your refinance situation and we’ll get back to you as soon as possible.

333 City Blvd W #700 Orange, CA
+1 (888) 311-8339

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Terms and Conditions

Rate displayed assumes that you are refinancing an owner-occupied single-family home. 15-Year Fixed Rate Conventional Loan refinance mortgage loan and assumes a loan amount $300,000 and may include up to 0.621 points (1-point equals 1% of the loan) with all borrowers having a credit score of at least 760, a debt-to-income ratio of 43% or lower, a property loan-to value of 60% with all asset and reserve requirements met. Rates effective as of December 29, 2021. Rates are not guaranteed and may change daily. Maximum loan amount for this program is $417,000 or dependent on your county limits. APRs and loan amounts may vary at any time subject to equity, qualifications, and market conditions. Minimum and maximum loan amounts apply. 

This offer is extended to you by Sharp Loan Inc. DBA Sharp Loan. NMLS # 1387935. 625 The City Drive South, Suite 400, Orange, CA 92868. California Bureau of Real Estate License: 01798535; California Financing Law License – 60DBO-110965; Colorado Mortgage Company Registration. (www. nmlsconsumeraccess.org) This is not a commitment to lend. All rights reserved. Some products may not be available in all states. Sharp Loan Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. 

The fee information provided is based on the Investor’s publicized guidelines. In some cases, the actual fees required may vary because of individual agreements with the Investor, special product guidelines, or other factors not available at the time of application (Redraw Fees, Appraisal Inspection Fees, etc.). The fees displayed do not include all third-party fees that will impact the cash required at closing (Appraisal, Credit Report, Title Charges, etc.) and are limited to the fees paid to the investor (Application Fee, Underwriting Fee, etc.) or their named providers for fees such as Flood and Tax Service. If you have any questions related to fees, please reach out to Sharp Loan directly. 

Sharp Loan Inc is not affiliated with your current lender. The loan information used in connection with this offer is derived from public records. This offer is made by Sharp Loan Inc. All approvals are subject to underwriting guidelines. Underwriting guidelines include but are not limited to: acceptable credit and income history, current homeowners insurance, etc. and does not include escrows. The monthly principal and interest payments amount is based on your original loan amount and assumes an interest rate and payment term as quoted. Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions.