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Meet Sharp Loan Team Member, Lauro Francisco

Meet Sharp Loan Team Member, Lauro Francisco

What is your role at Sharp Loan and how long have you been with the company?

I am a loan officer, Sales Supervisor, firefighter, problem solver extraordinaire, and class clown. I have been with the company since December 2017.

What do you enjoy most about what you do?

I love nothing more than getting a family into a home, especially first time buyers. It’s a huge financial decision and I enjoy guiding clients through the process. Seeing as a mortgage is typically the biggest expense a homeowner will have, it’s important to me to identify my clients’ needs and goals in order to get them the best loan for their specific scenario. No two borrowers are ever the same, and oftentimes I find that I’m advising clients on not just their mortgage, but their finances as a whole.

Can you share a memorable experience or story that happened while working?

The most memorable experience I have is every time I am able to deliver and close escrow when a buyer comes to me, either having been recently denied by another bank or when their escrow is about to fall through. I love being able to do what other lenders cannot.

What do you like to do in your free time when you aren’t helping clients realize their home ownership dreams?

I stay very active as it helps me decompress, and exercise pushes me to better myself on a daily basis. Whether it’s lifting weights, yoga, cycling, or running with my dog, as long as I’m moving my body I’m happy. I also sail a few times a month. Those close to me often say that if I’m not in the office, I’m probably at the beach.

If you were stranded on a desert island and could only take three items with you, what would they be?

A water filter, flint for fire, and a plane to fly the heck out of there.

What is one important skill that every person should have?

Self-awareness. When we practice self-awareness we see more clearly our values, aspirations, reactions, thoughts, feelings, and how they impact our own lives and the lives of those around us. Self-awareness pushes us to improve and allows us to communicate better, make sounder decisions, cultivate stronger relationships, and live a more purposeful, impactful, and fulfilled life.

 

Lauro Francisco
Sales Supervisor/ Loan Officer
NMLS: 1819667
Lauro@MySL.com | 714.224.6957

 

Need help with a home purchase or refinance? Contact us below!

Meet Sharp Loan Team Member, Manny Garcia

Meet Sharp Loan Team Member, Manny Garcia

What is your role at Sharp Loan and how long have you been with the company?

I’m a Loan Officer and I assist homeowners and future homeowners with their real estate financial needs. I’ve been with the company since the beginning.

What do you enjoy most about what you do?

I truly enjoy the end result. Oftentimes my clients are living paycheck to paycheck, and I’m able to create a plan to save them hundreds of dollars a month. And the feeling of helping my client is buying their first home is priceless! This is what I enjoy the most.

Can you share a memorable experience or story that happened while working?

I’ve worked on enough loans to have tons of memorable experiences, but here’s one of the most recent: I had a client that was renting in LA and was denied many times by other companies for a purchase loan due to her type of income. She and her family were getting evicted, and time was of the essence. I was able to get her approved for a home loan, and even found her dream home. We closed escrow and to this day, I get calls from her telling me how appreciative she is. She has even referred me to several of her friends and family members. Going the extra mile pays off in the end.

What do you like to do in your free time when you aren’t helping clients realize their home ownership dreams?

I go to the gym, and I spend a lot of time with my family, my girlfriend, and my English bulldog Nala. I also love to travel and eat great food!

If you were stranded on a desert island and could only take three items with you, what would they be?

My laptop, earphones, and some water. I have to make sure I’m still closing deals!

What’s an item on your bucket list that you can’t wait to cross off?

Shark cage diving!

What movie can you rewatch over and over again?

That’s tough, but probably The Godfather.

What is one important skill that every person should have?

Patience. “Rome wasn’t built in a day.”

 

Emmanuel “Manny” Garcia
Sr. Mortgage Loan Originator
NMLS: 1184162 | DRE: 01957964
Manny@MySL.com | 714.453.9065

 

Need help with a home purchase or refinance? Contact us below!

Meet Sharp Loan Team Member, Ping Tsai

Meet Sharp Loan Team Member, Ping Tsai

What is your role at Sharp Loan and how long have you been with the company?
I oversee all marketing efforts for Sharp Loan. I’ve only been with the company for three months, but it feels a lot longer because of how welcoming the team has been. There’s a true sense of inclusivity that is felt from Day One.

What do you enjoy most about what you do?
I enjoy communicating and finding ways to connect with our customers, and letting them know about the various nuances that make Sharp Loan special. When you believe in something that can truly be of help to others, all you want to do is show everyone else. Finding creative ways to get people to notice what they are missing out on is part of the challenge, and it’s fun.

Can you share a memorable experience or story that happened while working?
The entire processing and underwriting department breaking out into a competitive and spirited contest midday to see who could do the most squats. All the cheers heard throughout the whole office made for an exciting afternoon indeed.

What do you like to do in your free time when you aren’t helping clients realize their home ownership dreams?
I spend most of my free time making sure that my family is taken care of, but when there’s downtime you can find me gravitating toward the mountains – climbing a local peak, backpacking in the Sierra Nevada, skiing, snowboarding, and anything else where I can be outdoors in nature. Some of the most beautiful places that I’ve seen can be accessed only by a long trek through the wilderness. The limited accessibility and remote nature of some destinations make them all the more worthwhile and rewarding when you reach them.

What’s an item on your bucket list that you can’t wait to cross off?
Climbing Mt. Kilimanjaro.

What is one important skill that every person should have?
How to do a search in Google.

Ping Tsai
Director of Marketing

 

Need help with a home purchase or refinance? Contact us below!

Meet Sharp Loan Team Member, Hector Carrillo

Meet Sharp Loan Team Member, Hector Carrillo

What is your role at Sharp Loan and how long have you been with the company?
I’m a Loan Officer, and I have worked at Sharp Loan for five years.

What do you enjoy most about what you do?
It’s simple: helping our borrowers.

Can you share a memorable experience or story that happened while working?
My team and I have helped many customers, but on two specific occasions we managed to reduce customers’ payment by over $800 per month.

What do you like to do in your free time when you aren’t helping clients realize their home ownership dreams?
I enjoy snowboarding, soft-roading, Jiu Jitsu, and hanging out with my son.

What are some of your favorite songs from your teenage years that you still like listening to?
I still like listening to the Rocky soundtrack.

If you could live anywhere in the world for a year, where would it be?
I would live in Sweden. Fresh air, clean streets, and lots of museums.

What’s an item on your bucket list that you can’t wait to cross off?
Going to Machu Picchu!

Hector Carrillo
Loan Officer
NMLS: 687916
Hector@MySL.com | 714.248.7786

 

Need help with a home purchase or refinance? Contact us below!

Meet Sharp Loan Team Member, Maggie Moreno

Meet Sharp Loan Team Member, Maggie Moreno

What is your role at Sharp Loan and how long have you been with the company?
I’m a Sales Supervisor and I have been working for Sharp Loan since 2015.

What do you enjoy most about what you do?
What I most enjoy about being a Loan Officer is being able to help families achieve their dreams of being homeowners and help many more qualify for a better monthly payment. Throughout the 15 years I have been working in mortgages I have also met excellent coworkers who have become part of my family, and friends forever.

Can you share a memorable experience or story while working?
I have too many, but the first thing that comes to mind is a family that I met at the mall a few years ago. After learning that I was a Loan Officer, they told me about their dream of being able to own their own property. They tried many times but were always told they would not qualify. They just wanted their children to have their own spaces and for their pets to live more freely. I told them I would help them make it happen! We started from zero, working on their credit, paying off some debt, and taking care of their income so they could save some money every month for the down payment. Now they own three properties, one of them a rental unit, and they helped their parents to buy a home too.

What do you like to do in your free time when you aren’t helping clients realize their home-ownership dreams?
Traveling. I love meeting new people, seeing new places and cultures, and enjoying different kinds of food. But of course, due to the Covid-19 pandemic we cannot travel like before. I have learned how valuable it is to be healthy and to remind your loved ones how important they are. You don’t need to go far to discover new places.

What is one important skill that everyone should have?
Honesty.

Maggie Moreno
Sales Supervisor / Sr. Loan Officer
NMLS: 1143229 | DRE: 02018333
Maggie@MySL.com | 714.248.7772

 

Need help with a home purchase or refinance? Contact us below!

Meet Sharp Loan Team Member, Christian Garcia

Meet Sharp Loan Team Member, Christian Garcia

What is your role at Sharp Loan and how long have you been with the company?
I am a Mortgage Loan Originator and have been with Sharp Loan since 2016.

What do you enjoy most about what you do?
I especially enjoy when a client comes to me in dire need of help and I am able to lift that dark cloud. Home financing plays a major role in people’s lives. Hearing the joy and relief in their voices when they realize that they get to keep their homes, skip a payment, or save hundreds every month… That is why I am here.

christian 1

Can you share a memorable experience or story while working?
Yes! A client of mine needed to pull cash out from her equity to fix her bathroom. No one would finance her and she needed a bathroom! She had to use friends or relatives’ homes for months to simply use the bathroom. Once we funded her loan, hearing her gratitude and relief almost brought me to tears. That always stuck with me.

What do you like to do in your free time when you aren’t helping clients realize their home-ownership dreams?
I love to spend quality time with my loved ones and explore the city! I am bit of a foodie.

What is your ideal vacation spot or favorite restaurant in Orange County?
I recently took a trip to Colombia and that was amazing! My favorite restaurant in the OC is Playa Mesa.

Christian Garcia
Loan Officer
NMLS: 1739256 | DRE: 02067055
Christian@MySL.com |

 

Need help with a home purchase or refinance? Contact us below!