THE SHARP BLOG
HOMEBUYING AND REFINANCING: NEWS, TIPS, AND GUIDES
“Should I Buy a Home Right Now or Wait?”
If you’ve been wondering whether you should buy a home now, here’s some information that could help you make your decision.
Today’s Home Price Appreciation Is Great News For Existing Homeowners
Here’s a visual to show how home appreciation benefits current homeowners.
Meet Sharp Loan Team Member, Vanessa Ochoa
What is your role at Sharp Loan and how long have you been with the company? I am a Customer Service Rep and I am also a Closer/Funder. I've...
Why You Should Have a Pre-Approval When Buying a Home
Here’s a visual to show how mortgage rates movement throughout 2021 was steady compared to the rapid increase in mortgage rates this year.
Meet the Pets of Sharp Loan
It’s National Pet Day and we are celebrating here at Sharp Loan by sharing some of favorite pet photos!
What’s Happening with Mortgage Rates, and Where Will They Go from Here?
Here’s a visual to show how mortgage rates movement throughout 2021 was steady compared to the rapid increase in mortgage rates this year.
Meet Sharp Loan Team Member, Rumi Venegas
I enjoy sending my CLEAR TO CLOSE emails to our Funding Team.
What to Know About Closing Costs So You Won’t Get Caught Off Guard
Here’s some information to help you get started so you’re not caught off guard when it’s time to close on your home.
When It Comes to Jumbo Loans, One Size Doesn’t Fit All
At Sharp Loan, we offer multiple Prime Jumbo products designed to accommodate a broad range of borrowers. Each is tailored to borrowers with different circumstances.
¿Quiere el mejor precio por su casa? Ahora es el momento de ponerla a la venta.
Cuando vende cualquier artículo, generalmente quiere venderlo por la mayor ganancia posible.
5 Reasons to List Your Home Now
Here are just a few reasons to list your home now and consider selling.
Buying a House in 2022? Here’s What You Should Expect
Interest rates were at historical lows and homes prices have been rising but will it continue in 2022? Here’s what to expect.
Meet Sharp Loan Team Member, Julio Arzate Vazquez
Meet another one of our “smart” and “sharp” agents, Julio!
Understanding the Refinance Break-Even Point
The ‘Refinance Break-Even Point’ refers to the point at which you are able to recoup the costs of the new loan and you begin saving money.
5 razones porqué ahora es un buen tiempo para refinanciar
Para muchos dueños de casas, refinanciar puede proveer varios beneficios potenciales.
New Loan Limits Reflect The Hot As Fire 2021 Real Estate Market
The Federal Housing Finance Agency (FHFA) announced new loan limits that are higher for mortgages acquired by Fannie Mae and Freddie Mac.
House Flipping on HGTV – 3 Myths Busted
Flipping houses can make you a lot of money, but you need to understand what you’re getting into. Here’s a quick behind-the-scenes look at the reality of house flipping that you won’t see on TV.
Meet Sharp Loan Team Member, Martin Valencia
I love seeing the end result of my hard work: getting people the money they need, getting them into their dream home, and helping them save money every month on their mortgage.
Are 3D Printed Neighborhoods the Future of Housing?
There is an estimated national shortage of 5.5 million homes- but thanks to breakthroughs in 3D printing technology, that might be about to change.
5 Reasons Why Now Is a Good Time to Refinance
For many homeowners, refinancing could provide several potential benefits from obtaining a lower interest rate or consolidating date to shortening your mortgage term or cashing out to do home improvements.
3 Easy Ways to Improve Your FICO Score
Is your credit score high enough? Whether your goal is to get a mortgage, buy a car, or go to school, odds are that at some point you will need to borrow money.
Meet Sharp Loan Team Member, Annisha Takhar
“What I enjoy most is helping our borrowers achieve an important milestone in their lives. Especially when they’re purchasing their first home, I like that I can help be a part of that process while also making sure that every aspect of their close is understood and the transaction is a smooth and effortless experience.”
Buying a Home… For Your Pets?
Older generations might find the idea outlandish, but pets have become one of the most common motivators for homeownership among millennials.
Pets of Sharp Loan!
Thanks to everyone who submitted photos of their adorable cats and dogs! Without further ado, we present the Pets of Sharp Loan.
Jumbo Loans EXPLAINED
A jumbo loan or jumbo mortgage is a mortgage loan that exceeds the limit set by the Federal Housing Finance Agency (FHFA). Jumbo loans cannot be secured by the government-sponsored Fannie Mae or Freddie Mac, which makes them riskier for lenders.