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THE SHARP BLOG

HOMEBUYING AND REFINANCING: NEWS, TIPS, AND GUIDES

Buying a House in 2022? Here’s What You Should Expect

Interest rates were at historical lows and homes prices have been rising but will it continue in 2022? Here’s what to expect.

Meet Sharp Loan Team Member, Julio Arzate Vazquez

Meet another one of our “smart” and “sharp” agents, Julio!

Understanding the Refinance Break-Even Point

The ‘Refinance Break-Even Point’ refers to the point at which you are able to recoup the costs of the new loan and you begin saving money.

5 razones porqué ahora es un buen tiempo para refinanciar

Para muchos dueños de casas, refinanciar puede proveer varios beneficios potenciales.

New Loan Limits Reflect The Hot As Fire 2021 Real Estate Market

The Federal Housing Finance Agency (FHFA) announced new loan limits that are higher for mortgages acquired by Fannie Mae and Freddie Mac.

House Flipping on HGTV – 3 Myths Busted

Flipping houses can make you a lot of money, but you need to understand what you’re getting into. Here’s a quick behind-the-scenes look at the reality of house flipping that you won’t see on TV.

Meet Sharp Loan Team Member, Martin Valencia

I love seeing the end result of my hard work: getting people the money they need, getting them into their dream home, and helping them save money every month on their mortgage.

Are 3D Printed Neighborhoods the Future of Housing?

There is an estimated national shortage of 5.5 million homes- but thanks to breakthroughs in 3D printing technology, that might be about to change.

5 Reasons Why Now Is a Good Time to Refinance

For many homeowners, refinancing could provide several potential benefits from obtaining a lower interest rate or consolidating date to shortening your mortgage term or cashing out to do home improvements.

House Flipping on HGTV – 3 Myths Busted

House Flipping on HGTV – 3 Myths Busted

Flipping houses can make you a lot of money, but you need to understand what you’re getting into. Here’s a quick behind-the-scenes look at the reality of house flipping that you won’t see on TV.

Meet Sharp Loan Team Member, Martin Valencia

Meet Sharp Loan Team Member, Martin Valencia

I love seeing the end result of my hard work: getting people the money they need, getting them into their dream home, and helping them save money every month on their mortgage.

5 Reasons Why Now Is a Good Time to Refinance

5 Reasons Why Now Is a Good Time to Refinance

For many homeowners, refinancing could provide several potential benefits from obtaining a lower interest rate or consolidating date to shortening your mortgage term or cashing out to do home improvements.

3 Easy Ways to Improve Your FICO Score

3 Easy Ways to Improve Your FICO Score

Is your credit score high enough? Whether your goal is to get a mortgage, buy a car, or go to school, odds are that at some point you will need to borrow money.

Meet Sharp Loan Team Member, Annisha Takhar

Meet Sharp Loan Team Member, Annisha Takhar

“What I enjoy most is helping our borrowers achieve an important milestone in their lives. Especially when they’re purchasing their first home, I like that I can help be a part of that process while also making sure that every aspect of their close is understood and the transaction is a smooth and effortless experience.”

Buying a Home… For Your Pets?

Buying a Home… For Your Pets?

Older generations might find the idea outlandish, but pets have become one of the most common motivators for homeownership among millennials.

Pets of Sharp Loan!

Pets of Sharp Loan!

Thanks to everyone who submitted photos of their adorable cats and dogs! Without further ado, we present the Pets of Sharp Loan.

Jumbo Loans EXPLAINED

Jumbo Loans EXPLAINED

A jumbo loan or jumbo mortgage is a mortgage loan that exceeds the limit set by the Federal Housing Finance Agency (FHFA). Jumbo loans cannot be secured by the government-sponsored Fannie Mae or Freddie Mac, which makes them riskier for lenders.

Meet Sharp Loan Team Member, Manny Garcia

Meet Sharp Loan Team Member, Manny Garcia

“I truly enjoy the end result. Oftentimes my clients are living paycheck to paycheck, and I’m able to create a plan to save them hundreds of dollars a month. And the feeling of helping my client is buying their first home is priceless!”

Meet Sharp Loan Team Member, Ping Tsai

Meet Sharp Loan Team Member, Ping Tsai

When you believe in something that can truly be of help to others, all you want to do is show everyone else. Finding creative ways to get people to notice what they are missing out on is part of the challenge, and it’s fun.

Meet Sharp Loan Team Member, Maggie Moreno

Meet Sharp Loan Team Member, Maggie Moreno

What I most enjoy about being a Loan Officer is being able to help families achieve their dreams of being homeowners and help many more qualify for a better monthly payment.